Health Benefits

For more information please contact Patti or Kelley 
with Southern Benefits at 
504-837-9812

IBEW Health Insurance Plan

For all eligible employees and retirees and their eligible dependents

Log into Southern Benefit to view our plan:

View a summary of benefits and coverage below:

 

*For more information, please contact the Health and Welfare department at 504-837-9812

Dental Expense Benefit

For all eligible employees and retirees and their eligible dependents

Dental expense benefits will be payable when covered services, as outlined below, are rendered to a covered person as routine dental care, subject to the provisions outlined in this section and the limitations listed in the Schedule of benefits. No deductible applies under this section, and benefits are reimbursed at 100% up to the maximum benefit listed in the Schedule of Benefits.

COVERED SERVICES

The following are considered covered services when rendered by a licensed doctor of dentistry:

  • Cleanings (limited to one very six months)
  • Standard fluoride treatment
  • Examinations
  • Reasonable x-rays
  • Amalgam or other comparable fillings
  • Simple extractions
  • Crowns
  • Bridges
  • Dentures

MAXIMUM DOES NOT APPLY TO PEDIATRIC DENTAL SERVICES

The maximum annual benefit listed in the Schedule of Benefits does not apply to items 1 through 6 of the Covered Services listed above when rendered to a Covered Person under 19 years of age (through the end of the month in which the Covered Person attains age 19).

 

*For more information, please contact the Health and Welfare department at 504-837-9812

Vision Expense Benefit

For all eligible employees and retirees and their eligible dependents

Vision expense benefits will be payable when Covered Services, as outlined below, are rendered to a Covered Person, subject to the provisions outlined below and in the Schedule of Benefits. No deductible applies under this section, and benefits are reimbursed at 100%, subject to the annual limits outlined in the Schedule of Benefits.

COVERED SERVICES

Covered vision services consist of:

  • Vision examinations performed by a licensed optometrist

  • The purchase of eyeglasses and/or contact lenses

MAXIMUM DOES NOT APPLY TO PEDIATRIC VISION SERVICES

The annual maximums do not apply to pediatric vision services, but covered services are limited to one examination and one set of contact lenses or eyeglasses per year for Covered Persons under the age of 19 (through the end of the month in which the Covered Person attains age 19). Coverage for lenses and frames is limited to the minimum necessary to correct vision and will not include coverage for designer frames, coatings and other upgrades.

 

*For more information, please contact the Health and Welfare department at 504-837-9812